Personal Loan - GrowthLink

Personal Loan Benefits

No Collateral Required Enjoy hassle-free financing without pledging any assets or property. Loan approval is based solely on your income and creditworthiness.
Quick Access to Funds Personal Loans are processed swiftly, ensuring you receive the funds in no time—often within seconds or just a few days after approval.
Flexible Usage Use your loan for virtually any purpose; be it a wedding, home renovation, medical emergency or travel. There are no restrictions on how you spend the funds.
Budget-Friendly EMIs Benefit from fixed and affordable EMIs that ensure easy repayment without stretching your finances.

Age: 21 to 60 years
Employment:
- Employees of private limited companies
- Employees of public sector undertakings (central, state, and local bodies)
Work Experience: Minimum of 2 years of total work experience, with at least 1 year in the current organisation
Income: Minimum monthly net income of ₹25,000

Identity Proof & Address Proof
- Pan Card mandatory
- Voter ID card
- Driving license
- Aadhaar card
Bank statement of previous 3 months or Passbook of previous 6 months
Two latest salary slips/current dated salary certificates with the latest Form 16

Note: No documents for pre-approved Personal Loan

Loan Amount (₹)

₹10,00,000

Loan Tenure (Years)

5 Years

Interest Rate (%)

10.9%